Quietly Secure - Scams
S01:E03

Quietly Secure - Scams

Episode description

In todays episode were covering scams, how they work and why they work and how you can quietly protect yourself and minimise the risk of falling for a scam. This podcast is aiming to cover basics of security and modern technology challenges, in a bite size easy to absorb way. Everyone can find it easy to keep safe and secure with a few calm simple steps.

Download transcript (.srt)
0:00

Hello and welcome back to Quietly Secure.

0:11

In the last episode we talked about passwords and why doing a few important things well matters

0:18

more than trying to do everything perfectly.

0:22

Today we're talking about scams and before we go any further I want to say something

0:28

very clearly.

0:30

Falling for a scam does not mean you are stupid.

0:35

Scams don't work because people are careless, they work because they're designed to work.

0:41

They are built around pressure, emotion and timing and they work on smart people, careful

0:48

people and experience people.

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In fact sometimes they work because you're capable.

0:57

A lot of scam advice focuses on spotting details, bad spelling, strange email addresses, messages

1:05

that feel off.

1:07

Sometimes that helps but many modern scams don't look sloppy at all.

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They look professional, they copy real brands, they use real names, they arrive at exactly

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the wrong moment when you're busy, distracted or stressed.

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And that's not an accident, most scams rely on the same car triggers.

1:30

Urgency, fear, authority, opportunity.

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You need to act now, your account will be locked, this is the bank, you've won something,

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there's a problem with the payment, you've got a virus on your computer, the girl isn't

1:47

to trick you into literally, it's to rush it emotionally.

1:53

Sometimes you feel pressure, your brain switches from thinking to reacting.

1:59

That's the moment scammers want.

2:02

Here's something important to understand, scammers don't need to be right every time, they

2:08

only need a tiny percentage of people to respond, that's why they send messages in bulk,

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that's why they keep going and that's why no one is immune.

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This isn't about personal failure, it's about scale.

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So, what actually helps?

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Not memorising hundreds of warning signs, not trying to outsmart criminals.

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What helps is slowing the moment down.

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Almost every scam depends on speed.

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If you pause, if you step away, if you verify through a different channel, the spell usually

2:48

breaks.

2:50

If you stop punishing you for waiting, real companies don't threaten you for taking time,

2:55

and friends don't demand secrecy or urgency, scammers do.

3:01

Here's a simple rule you can keep in mind.

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If a message pressures you to act quickly, and asks you to click, pay or share information,

3:14

treat it as suspicious.

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You don't need to decide what it is.

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You just need to slow it down.

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Close the message, open a new tab, call the company using a Numbia Trust, ask someone

3:29

else for a second opinion.

3:32

Time is your defence.

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So here's a practical take away for this episode.

3:38

If you ever feel rushed, pause before you act.

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Even 30 seconds helps.

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You don't have to be polite, you don't have to respond, you don't have to be polite,

3:49

you don't have to explain.

3:52

Stopping is allowed.

3:54

And one more thing, because this matters, if you've been scammed or nearly scammed, that

4:01

doesn't mean you failed.

4:03

It means someone deliberately manipulated a human response.

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The right reaction isn't embarrassment, it's learning and moving on.

4:13

Quietly secure isn't about never making mistakes, it's about recovering quickly, and

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reducing the chance of the next one.

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In the next episode, we'll talk about AI, deepfakes and what's genuinely new versus what's

4:29

just a new wrapper on old scams.

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Thank you for listening to Quietly Secure.

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Stay calm, take your time.

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